FRACTIONAL RESERVE BANKING

The bank is a critical system towards tiem. Money=debt, always if you decide to give a certain percent of money to the bank you need to understand that at the final of the procces you are going to deber o ver 5 percent more to the bank and you need to respond for it. If you se demora un cierto time for pay your deuda, the bank wont care and they would doblen each time more the money you must pay to them. Its stremely important that you have the entire control of all your cuentas , so your are not going to be un troubles out by the time succes. The  bank retains reserves in an amount equal to only a portion of the amount of its customers' deposits to satisfy potential demands. The bank idea is to increase each time better the quantity of money the receive each moment a person decide to use them help. The bank prefer and are the frist ones intersted up if you decide to ask for a lending,because they are totally sure that they are finally earning and reciving more than what they just lent to the person.

Fractional Reserve Banking is the current form of banking in all countries.It work like this the consumer deposits any percent of money,and the key is that in that direct moment the money is no more of them,it have a new owner that is the bank. The bank situation is know controliling all the processes because each consumer that  enters to that deal,they must respond to all the bank restrictions and agreements. In conclusion the bank is the center of control of the economic systems,because it move totally around them and the decisions are taken only with there permision. How we have understood the  banking determines the relationship between the amount of central money in the official money statics and the total money supply. The big diference that all and the most of the money towards this systems is commercial bank money.